Your eligibility to retire with a State of Texas Retirement annuity and health benefits depends on how long you’ve worked for the state, your age, and when you were hired. See how your years of service, age and start date work together to make you eligible for ERS retirement and health insurance benefits.
Start by answering the questions below.
1. Type of Retirement Regular State Employee Commissioned Peace Officer or Custodial Officer (LECOS) Elected State Official Judicial, Plan I or Plan II 2. Were you hired as an employee before September 1, 2009? 3. Did you leave employment and withdraw your ERS retirement account balance? 4. Did you buy back your withdrawn service credit prior to September 1, 2009? *Options will display below. Does not use personal account information.This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Minimum 10 years
Service Credit + Age =
80 or above
Minimum of 5 years of service credit
Yes
Minimum of 10 years of service credit
*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
**Optional benefits available at retirement and health insurance available at age 65
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Minimum 10 years
Service Credit + Age =
80 or above
Minimum of 10 years of service credit
Yes
Minimum of 10 years of service credit
Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year .
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.
5 years of any service credit
10 years of LECOS
service credit
10 years of any
service credit
20 years of LECOS
service credit
Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.
Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.
Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.
5 years of any service credit
10 years of LECOS
service credit
10 years of any
service credit
20 years of LECOS
service credit
Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.
Payment will be reduced If you retire before age 50. Reduction is based on your age at retirement.
Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
8 years of ESO service credit
12 years of ESO service credit
Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
10 years of JRS service credit
12 years of JRS service credit
20 years of JRS service credit
Rule of 70
Service Credit + Age = 70 or above
Minimum of 12 years Appellate Court service credit
60 or above Must be holding office at retirement
60 or above
Whether or not you currently hold office
Yes
Payment will be reduced if you retire before age 65
Yes
Payment will be reduced if you retire before age 65